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80% of disabled Indians have no health insurance. That’s 16 crore people living one illness away from financial collapse. More than half of disabled applicants are rejected by insurers. Most are never even told why. Just a silent “No”, despite laws that say this is illegal. The highest rejections? Autistic people. People with intellectual and psychosocial disabilities. People living with blood disorders like thalassemia. Applying itself is a barrier due to inaccessible platforms, unaffordable pr
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